There is so much confusion about are Advantage plans good or bad? Will you use a licensed agent or are they just out to take money and...

The Evidence of Coverage (EOC) is a crucial document for anyone enrolled in a Medicare Advantage Plan. It provides detailed information...

We have plans that include dental, vision, hearing, prescription drug coverage and more. Note that not all benefits are available for all...

When an individual opts for a single premium life insurance policy, they have to pay the premium as as a lump sum amount once before the...

Before you start make sure families are okay with answering personal questions. On a scale of 1 to10 How dependent is your family on you?...

Outline the number of directors, their qualifications, terms of office, and the process for their election and removal. Define the...

Articles of Incorporation and bylaws are both essential documents for any corporation, but they serve different purposes. Articles of...

Long term care policy may be either comprehensive or non-comprehensive. Most policies sold today are comprehensive policies, which cover...

Tax Qualified & Non-Tax Qualified Policy triggers may vary depending on whether the policy is tax qualified or non tax qualified, but...

Financial planning is an ongoing process. Regularly reviewing and adjusting the plan ensures it remains relevant and effective as the...

This step is about putting the plan into action. It may involve setting up accounts, purchasing insurance, or making investments....

Based on the analysis, the planner creates a set of actionable recommendations. Presenting these recommendations involves explaining the...

This step involves assessing the client's current financial situation, including assets, liabilities, income, and expenses. It helps...

Collecting comprehensive financial and personal information is essential for creating a tailored plan. Understanding the client's goals,...

This step sets the foundation for trust and transparency. It involves discussing the services provided, the planner's responsibilities,...

There are two types of interest: simple interest and compound interest. Let's say you put $1000 into an account that offers a simple...

1. Variable universal life gives you the protection of a generally tax-free death benefit along with the flexibility to customize your...

Death Benefit Overview: 1. A death benefit is the amount your life insurance policy pays to your beneficiaries when you pass away, as...

Death Benefit Overview: 1. A death benefit is the amount your life insurance policy pays to your beneficiaries when you pass away, as...

Product Overview 1. Signature Protection Indexed Universal Life Insurance Series offers two Indexed universal life insurance products,...